How to Apply Insurance for a Two Wheeler Online
To purchase two-wheeler insurance online, you will need to apply for it via the internet. You will also need your vehicle’s VIN number and chassis number, which should be found on your vehicle’s registration certificate or insurance policy. Once you have completed these steps, getting two-wheeler insurance from the comfort of your home is possible! Let’s take a look at how to do this in more detail below.
Step 1: Visit the official site
There are several companies that offer car insurance online, but their processes vary. In some cases, you’ll be able to buy an insurance policy online, whereas other companies will simply allow you to apply for coverage and send in your application via snail mail. To find out if your chosen insurer offers policies online, visit its website and use its search function.
Step 2: Choose your insurance provider
Before you apply, you’ll need to decide which company you want your policy with. There are two main options in India – life insurance companies and general insurers. While both offer two-wheeler insurance, they are not interchangeable. A two-wheeler policy bought through one provider is not transferable if you want to change your insurer down the line.
Step 3: Choose your two-wheeler model
Once you have entered your details, you will be prompted to choose your two-wheeler model. Simply enter it and click on 'Next'. At this point, two options will come up -'Ownership Mode' and 'Leasing Model'. Select any one of them based on your need. If you want any other information related to insurance quotes or would like more information on how motor insurance works, simply select Yes in Do You Have Any Questions?. To learn more about applying online via Bajaj Allianz General Insurance Company Limited's official website, check out their FAQs section.
Step 4: Choose your plan type
You may have heard about various kinds of motorcycle insurance. If you’re not sure which kind is best, speak with your agent or insurance company representative and he or she will be able to help you choose what type of plan works best for you. Depending on your vehicle, you might have coverage options including collision, comprehensive (also known as other than collision), uninsured motorist bodily injury, and underinsured motorist bodily injury. Ask your agent if these are available options in your state.
Step 5: Fill in the details
After selecting your vehicle, you will be able to fill in basic details like name, address, contact numbers, etc. from here you can also select your preferred mode of payment. There are options available such as Net Banking, Debit Card etc. The next page you come across is about additional details about your bike and its usage patterns. You have an option to upload images of your two-wheeler which is highly recommended as it is easy to identify whether or not it has been stolen later on or not. Once done with filling in all of these details successfully, you will be asked if you want any other person(s) along with yourself insured under your policy.
Step 6: Purchase the plan
Now that you have a basic idea of what type of plan you need, find an insurance company that offers it. To make it easy on yourself, opt for companies that also handle maintenance and repairs. These tend to offer bundled deals that save you time and money in the long run. Once you’ve found an insurer who can help you with your policy, visit their website to see how much coverage costs.